← All guides · Prices checked 2026-10-24
Ran out of AI credits mid-project? Your options on each tool
What each AI builder and coding agent officially lets you do when the allowance runs out: wait, top up, upgrade or switch to API billing.
Lovable
Buy top-up credits (they last 12 months) or move to a bigger credit tier. The daily 5 build credits refill each day.
Bolt.new
Unused Pro tokens roll over. Version History and Publish don't use tokens, so you can still roll back and ship while you wait.
Replit
Buy credit packs (discounted on larger purchases) or keep working in Free Mode within its allowance.
Claude Code
Wait for the rolling 5-hour window, upgrade, or turn on usage credits at standard API rates.
OpenAI Codex
Plus and Pro users can buy credits; anyone can run extra local chats with an API key at API rates.
Cursor
The usage pool refreshes weekly; third-party models are billed at API list price on Premium and above.
Upgrade or top up?
Use our top-up vs upgrade tool with the top-up price shown in your own billing page to see which is cheaper.
Try the cost calculator → See all prices
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